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Boat/Watercraft Insurance

Many Michigan residents flock to their favorite waterways for adventures on their boats and personal watercraft during boating weather. Before you hit the water for some fun in the sun it is important to understand Michigan’s laws regarding watercraft insurance so you aren’t left in the dark or a precarious financial position.

If you own a boat or personal watercraft such as a Sea-Doo or jet ski Michigan requires that it be registered but insurance is not mandatory. While some boaters will look to avoid the added expense of a monthly or annual boat insurance premium, we recommend that insurance be purchased. Also, keep in mind, that if you took out a loan for the purchase many banks and lenders will require that you carry insurance until it is paid off. This ensures that if there is an accident and the watercraft is totaled the bank still gets their money.

At LIG Insurance & Financial Group, we can help you explore your coverage options that can help pay for expensive repairs, injuries obtained during an accident, and even replacing the boat if it is stolen. Because no two situations are the same, we pride ourselves in taking the time to get to know our customers so that we can learn about your individual needs.

Similar to shopping any other insurance like for your home, business, or personal vehicle you have a choice in who you do business with. With years of experience in the industry, LIG Insurance & Financial Group believes we have the upper hand to earn your trust. Our tea knows the industry like the back of our hands and will work tirelessly to ensure your satisfaction from the first day through each one after. Give us a call today and schedule your first consultation to learn about all we offer.

Our Partners

  • AAA
  • Accident Fund
  • Allied
  • American Modern
  • ASI
  • Badger Mutual
  • Bristol West
  • CHUBB
  • Citizens
  • CNA
  • Farmers Mutual of Michigan
  • Foremost
  • Hagerty
  • Hastings Mutual
  • Liberty Mutual
  • Nationwide
  • Progressive
  • Safeco
  • Universal Property & Casualty
  • Wolverine Mutual